Monthly Financial Statements & Reporting for Small Businesses

Three reports cover 90% of what an owner needs. The profit & loss shows whether you made money and where it went. The balance sheet shows what you own and owe, and it's where hidden problems live: growing credit card balances, customers who aren't paying, payroll liabilities not remitted. The cash flow statement reconciles the two and explains why profit and cash in the bank aren't the same number.

We send all three with a summary that fits on one screen. If a number changed by more than 15% from last month, we tell you why.

SBA lenders and Jacksonville community banks typically want two to three years of year-end statements, interim statements within 90 days, a debt schedule, and A/R and A/P aging. They want the balance sheet to balance, loan balances to match their records, and no large 'Ask My Accountant' balances. Because our statements are reconciled and CPA-reviewed every month, most clients can send a lender package within a day of asking.

Yes, using QuickBooks Online classes and locations (Plus or Advanced plans). This is where a contractor learns that remodels are profitable and service calls aren't, or a restaurant with two locations sees that one is subsidizing the other. We set up the tracking during onboarding and include segment P&Ls in your monthly package.